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Aapka Times

Faisal Abidi shares 4 Ways to Protect Yourself from Digital Fraudsters

The digital age has brought along both opportunities and risks, and it seems that the bad guys are taking advantage of both in order to target innocent people who are simply trying to live their lives. If you want to protect yourself from digital fraudsters, scammers, and spammers, use these four tips shared by Faisal Abidi of RNF Technologies to your advantage as often as possible. You never know what’s around the corner!

1) Use 2-Step Verification
To protect yourself from digital fraudsters, scammers, and spammers on social media—as well as any other email accounts you might have—it’s a good idea to enable two-step verification. When you enable two-step verification, in addition to your password (which you provide at login), you will be required to enter a code that is texted or emailed directly to your phone number before logging in.

2) Sign up for text alerts
You can protect yourself from scammers, spammers, and fraudsters by signing up for text alerts via your wireless carrier. Many companies offer SMS or text-message warnings when your account is being used in a suspicious way, such as when someone is trying to access it without permission. If you set it up properly, you’ll receive an alert every time one of these unusual transactions occurs.

3) Turn on two-factor authentication
To protect yourself from digital fraudsters, it’s important to use two-factor authentication wherever possible. Two-factor authentication requires users to log in with their username and password, plus a special access code. There are a few different ways you can achieve two-factor authentication—it’s most common with Internet banking, but many other websites support it as well. If you don’t already have two-factor authentication turned on, now is a good time to get started.

4) Disable SMS Forwarding
If your phone is connected to your Facebook account, you can disable SMS forwarding by going into your Account Settings. Under Mobile, uncheck the box that says Messages and click Save Changes. This will ensure that scam artists don’t have access to both of your communication channels.

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Aapka Times

Raghib Khan speaks on how Digital Scammers, Spammers, Fraudulent Threatening Internet Users

Digital scammers, spammers, and fraudulent individuals threaten the safety of internet users on a daily basis. To avoid being duped by these conniving criminals, it’s important to know how they operate and how to spot them before they scam you out of your hard-earned money or sensitive personal information. Based on the conversation with Raghib Khan, Co-founder of RNF Technologies; this article will discuss three of the most common types of scammers and give you tips to help you avoid falling victim to their scams in the future.

How online crooks make money
Digital scammers, spammers and fraudsters are a threat to internet users. They steal money and information from people through lies and deceit. Digital criminals can be very technical in their approach by using scammer websites or malware. However, some of them can be very simple such as lottery scams that appear genuine but are not real at all. Even email spam can contain malicious links that lead you to phishing sites where crooks harvest your personal information such as login credentials.

How they target their victims
A digital scammer might send out thousands of spam emails in hopes that some recipients will click on a link or provide personal information like passwords and credit card numbers. They can then use that information to access bank accounts and other financial resources. A fraudulent website might ask for a user’s credit card number before providing access to free music downloads. Though it may seem harmless, scammers gain access to your bank account after you give them your credit card number.

The danger of social media
Social media sites have made communication with other people around the world easier than ever before. Social media apps make it so you don’t even have to leave your house to communicate with people all over. The ease of communication is wonderful, but there is a dark side. Many social media apps are used by scam artists and other fraudulent users who are after one thing: your money.

Avoid making mistakes
You can prevent being a victim of digital scammers by avoiding making mistakes. Make sure you don’t open suspicious emails or attachments. If you get an email from someone you don’t know that asks for money, do not respond to it. Even if it is a legitimate request and they send you another email asking for your banking information, do not provide it. If something seems too good to be true online, it probably is.

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Aapka Times

Faisal Abidi shares hack to Avoid Digital Scammers, Spammers, and Frauds

How can you avoid online scammers, scams, spams, and frauds? Scams are one of the largest problems that face businesses today, as more and more people turn to the internet to do their shopping, banking, and even dating. Thankfully, there are some simple ways you can protect yourself from digital scammers, spammers, and digital fraud. Recently we talked to Faisal Abidi, Co-founder of RNF Technologies to write this article which will show you five hacks to avoid digital scammers, spammers, and frauds.

Don’t become the next victim

While it’s impossible to prevent being scammed by every scammer on Earth, there are a few simple steps you can take to avoid becoming one of their latest victims. One of these scams is when you receive an email from someone you know asking for money urgently. You might be thinking it’s been hacked – but that isn’t always true. 

Create strong passwords

Creating a string of randomly-generated numbers, letters and symbols are essential in avoiding fraud—or at least making it more difficult for an identity thief to crack. This is why security experts advise that you don’t re-use passwords across multiple accounts; instead, create strong passwords for each account that are as different from one another as possible. It also doesn’t hurt to create passwords with a hint of personal relevance.

Use two-factor authentication

Account details can be stolen from a variety of sources—even if you’re using good password hygiene. One of your best weapons against hacking is called two-factor authentication: This adds an extra layer of security to your account by requiring you to log in with not only your username and password but also another piece of information that only you should know. A text message containing a unique PIN (personal identification number) will get sent to your phone.

Update your software regularly

You should be updating your software regularly. This isn’t just for security reasons; it also means that you are using all of its latest features, including spam filters. Many applications now have spam filtering built-in so that if you don’t recognize an email address or web address in your inbox, it will stop them from reaching your inbox. It’s important to stay up-to-date with whatever program you use in order to make sure it stays working properly.

Lock your accounts when not in use

Most major online accounts have a security setting that allows you to lock your account after a certain amount of time without activity. For example, you can make your Facebook profile go into sleep mode after a week or two of inactivity. Similar settings are available for Twitter profiles.

Never click on links from unknown emails or social posts

If you receive an email or social post that looks odd, it’s probably spam. If you are curious about it, do your research before clicking on any links. Know that legitimate companies have no need to hide their site behind a link—if they don’t trust you enough with their own URL, why should you trust them?

Keep an eye on your online reputation

Understanding your digital reputation is key to protecting yourself from fraud. One way to do so is by watching what others are saying about you online. And while most consumers rely on digital services like Yelp or Angie’s List for that info, online reputation management (ORM) tools offer an effective way of tracking your reputation across thousands of review sites. You should also be using a virtual private network (VPN) whenever you access a public wi-fi connection; hackers use free wifi for all sorts of nefarious activities.

Protect your privacy

You can expect a flurry of spam in your email inbox once you sign up for anything online. Protect your personal information by using different passwords for each account; never tell anyone your passwords (and if someone gets one, change it immediately); and read terms of service agreements before clicking I agree. Take security seriously and don’t be cavalier about it—the more informed you are about phishing scams, hackers, and other threats, the less likely you are to become a victim.

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Tech

Ways to keep yourself secure from internet fraudsters, scammers, and spammers; insights from Faisal Abidi and Raghib Khan of RNF Technologies

How do you ensure the security of your critical information on the internet? It can be challenging to know how to act when you’re so used to throwing caution to the wind when surfing online. On the one hand, you want to embrace the internet and all of its risks, but on the other hand, you want to protect yourself from fraudsters, scammers, and spammers who want to take advantage of people like you and me. In a webinar, Faisal Abidi and Raghib Khan, Co-Founders of RNF Technologies, shared some helpful ways to keep yourself secure on the internet.

Change your passwords regularly

Hackers have become so sophisticated that they can probably crack most passwords in seconds. So don’t make their job easy by using easily guessed passwords like your pet’s name or birthday. Instead, create a unique password for each account—even similar ones (such as two email accounts you use). To increase security, change passwords often—at least once every six months. Also: don’t share any of your passwords with anyone else; if you need to share an account with someone, create a unique passcode. It will allow them access without giving up control of your account.

Use different passwords for different accounts

Most of us share a small handful of passwords across multiple online accounts. Unfortunately, this is bad news: if you do end up getting hacked or having your account compromised by a spammer, you’re likely going to have big problems on your hands—and it might be hard to determine where exactly everything went wrong. So never reuse passwords for multiple accounts. Instead, opt for a password manager like LastPass (which even lets you generate super-secure passwords) and unique passwords for every account that requires one.

Don’t give out personal information

The easiest way fraudsters can scam you is by getting your personal information. That includes your credit card number, bank account info, or social security number. So don’t give out personal details in any emails you receive – especially if it involves money! If it seems too good to be true or if there are spelling errors in an email, chances are it’s a scammer trying to steal from you.

Avoid links you can’t verify

Never click on a link unless you can verify its legitimacy. Never share your personal or financial information with anyone until you are sure you know who it is. To avoid phishing scams that trick you into handing over your passwords or other sensitive information, ask companies if they will contact you via email instead of asking for it directly—and make sure it’s actually them sending these messages! A little common sense goes a long way to avoid fraudsters.

Use 2FA

Two-factor authentication is a great way to keep yourself extra secure on your accounts. With 2FA enabled on your email, you’ll need your password and a unique code sent via text message to log in. That means if someone does get their hands on your password, they won’t be able to access your account—unless they also have access to your phone.

Report phishing emails

If you’re ever in doubt about an email or get an email that seems out of place, report it. By reporting spam emails, you help others from becoming victims of a phishing scam. To do so, look for a spam button at or near the top of your inbox and push it. This will forward any information found within that message directly to your network provider or provider of choice.

Keep your devices up-to-date

No matter how locked down your passwords are, you’re never completely safe on the web. Scammers often use your data against you by catching out unsuspecting people who aren’t keeping their devices up-to-date. To reduce your risk of online fraud, make sure you install software updates as soon as they’re available; these updates often include critical security patches that help protect against security breaches and malware.

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Aapka Times

Raghib Khan & Faisal Abidi of RNF Technologies talks about “Ways To Protect From Scams, Fraud And Spams in Digital World”

The digital world we live in has grown exponentially in recent years, meaning the chances of becoming a victim of scams, fraud and spam are rising as well. Thankfully, there are some simple steps you can take to minimize your chances of being on the receiving end of one of these terrible experiences. We talked to Faisal Abidi and Raghib Khan, Co-Founders of RNF Technologies to write this helpful guide to learn about how to protect yourself from scams, fraud and spam in the growing digital world.

#1 Shop on sites you know and trust

Online shopping is a great way to save time and money. But all it takes is one malicious website or piece of spam email to put your identity in jeopardy. Before you shop online, research any site you’re considering—and if a deal looks too good to be true, it probably is. Make sure that websites are secure before entering personal information like your address or phone number and look for HTTPS in front of any web addresses that show up in your browser bar.

#2 Be aware of pop-ups

We live in a world with more and more pop-ups. When visiting a website that wants to sell you something or sign you up for something, watch out for extra windows or pop-ups that try to get your attention. Usually, these are scams and frauds.

#3 Don’t click on links in emails you don’t recognize

One of the most popular methods for digital fraudsters is to create an email that looks like it’s from your bank, or another business you use regularly. Since we all get these emails frequently and rarely question them, many people don’t think twice about clicking on a link in one. So unless you have any reason to believe an email is real (you know it came from that specific business) or suspect something might be up, always call a number on your own rather than clicking through a hyperlink.

#4 Change your passwords regularly

Changing your passwords regularly is an essential security practice to help protect yourself from fraud and scams. Hackers are getting smarter and more creative by the day. If you’re serious about protecting yourself, do some research on a reputable password manager—the kind that can generate random alphanumeric strings for all of your logins across websites.

#5 Use multi-factor authentication

One of your first lines of defence is multifactor authentication (MFA). This requires a person to present two things—like a password and another one-time code sent via text message—to access an account. Ideally, you want to use both something you know (your password) and something you have (your phone) when signing into important accounts like email or work documents. Many services offer two-factor authentication; Google Authenticator, Apple’s iCloud Keychain and LastPass are all examples.

#6 Monitor your bank accounts

If you don’t want to get hit with overdraft fees or lose track of your money, monitor your accounts online. Most banks and credit unions have mobile apps that enable you to check balances, pay bills and more right from your phone. Make sure you opt for a password-protected app so no one else can log in without your permission.

#7 Investigate text messages with links

If you’re wary of a text message with a link in it, take your time. Try visiting websites by typing in their web address to see if they match up. If you spot any discrepancies, there’s likely something suspicious about them. This simple step can save you from falling for scams and spam—which cost people over $1 billion every year (according to Norton).

#8 Use an ad blocker

Ad blockers are free programs that stop all ads from showing up on your computer. They also keep your computer safe by blocking malicious pages and dangerous scripts that could hack into your computer. Furthermore, ad blockers eliminate most spam e-mails you receive because spam relies on displaying ads to be successful. If you’re trying to avoid fraud and scams while browsing online, it’s a good idea to install an ad blocker on your computer immediately!

#9 Beware of fake news/social media users

Read and thoroughly research before you buy. No matter what social platform you’re on, make sure you read every little detail of anything that might affect your money. Fake news can quickly take advantage of gullible social media users and send them down a rabbit hole of scams. Don’t be one of them! Be wary if something seems too good to be true; it probably is. If something sounds or looks suspicious—especially if it asks for personal information—it’s likely, not legit.

#10 Don’t install apps unless you need them

Of course, it’s easy to get excited about new apps—especially when you think they’ll save you time or money. Before installing a new app or signing up for any service on your smartphone, however, take a few minutes to check out reviews and read through the terms of service. You can also download an anti-virus app to protect yourself from malware and other unwanted files.

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Featured Post Jamia Millia Islamia Nishi Dangi Startup Stories

Bootstrapping Under The Radar – A Q&A With RNF Technologies Founders

Over 100% year on year growth, 230+ employees, clients as diverse as mobile startups and US defence contractors like L3 Communications and Dow Chemical Company, unprecedented success in mobile social casino space; RNF Technologies has experienced exemplary success bootstrapping under the radar in a very short span of their existence. Nishi Dangi of Aapka Times got a chance to speak to the founders of this exciting company of which very little is known, at least in India.

Nishi: We would like to make our readers aware of your experience of setting up such a successful enterprise ‘RNF Technologies’ to inspire those who want to become successful entrepreneurs as you are.

RNF Technologies is an IT and products company founded by former employees of Google and AOL. Being its co-founders, what ignited the spark in you to establish a new enterprise when you were already working in such a successful system?

FaisalThe spark was there while we were still in college and working for Google and AOL only strengthened the resolve as it made us realise the need to work for something that we believed in, something that we could call the shots on. Following a set path never appealed much to us and we always preferred the driver’s seat than the passenger one.

NishiThere must have been a few difficulties you have faced, what were they? How did you manage to make your idea a reality even after so many difficulties?

Raghib: We did not face any serious difficulties as our’s was a very practical and well thought out approach. We knew early on that getting corporate experience would not only help in accumulating funds but also learning how businesses work. Post that we moved a step at a time and tried to stay as close to reality as possible without letting the false sense of romanticism associated with entrepreneurship affect us.

NishiWhat made you stick on your dream before giving up? Or so to say what motivates you since both of you first thought of it?

Faisal: The desire to take control of your destiny and work towards something bigger, something more than normal was a motivation that used to and still drives us. When you enjoy what you do and are convinced about your own abilities it is easier to stay motivated. You cannot get through the ordeal of starting a company in a country like India without an iron will and some luck.

Nishi: RNF technologies is a very well-known company but many of us are not aware of what RNF stands for. What do you want to say about it? What is the aim of your company?

Raghib: RNF is a an acronym for Raghib and Faisal. We got inspired by HP in a way while deciding to name our firm. Our aim is to be a top IT firm in the fields of offering IT services and creating mobile apps as world class products. We see the diverging philosophies of services and products companies merge well in our office but have registered a separate firm, Phonato Studios, for all our mobile based apps.

NishiWhat role do your employees play in taking your enterprise to the heights of success? Do they serve the company in same way as you do?

Faisal: Our employees mean everything to us and we believe it is their cohesive bond with the company’s vision that had led us thus far. We treat our employees and partners and expect them to have an entrepreneurial spirit. Our recruitment process emphasises on hiring the best talent for the job without giving much significance to their past experience or the college they come from. Moreover, we strongly believe in promoting young talent wherever we find it.

Nishi: What would you consider the three top skills needed to be a successful entrepreneur?

Faisal: The ability to find an intelligent business partner you can trust; come up with the right answers consistently, more so under pressure; and an undying desire to succeed.

NishiWhat is your favourite aspect of being an entrepreneur?

Faisal: Entrepreneurs usually tend to have a deeper understanding of the world around them. This increased consciousness and the ability to try different things leads to immense satisfaction, both personally and professionally.

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p style=”text-align: justify;”>NishiWhat are the biggest mistakes you have ever made in business?

FaisalToo many for me to mention here but too few for the company to not grow.

Nishi: What do you recommend to overcome one’s follies so that it would not turn into barriers against your destiny?

Raghib: Determination, hard work and willingness to achieve one’s goals can overcome most follies and daemons one might have. Not losing focus of the goals one has set for him/herself plays a very important role in getting to your destiny. I don’t think that the entrepreneurship road is an easy one to tread, but if one starts walking on it with passion, energy and willingness to achieve, then regardless of the challenges and mistakes he/she commits, they are bound to be successful. Just stay ‘focused’ and don’t give up!

NishiAny advice that you want to give to the college students who desire to become an entrepreneur?

Raghib: First things first – I don’t think entrepreneurship can be planned. The most important thing for a student at college level is to identify what he is good at. In my personal experience, I have seen many people doing things and opting for careers which don’t excite them, which probably they aren’t good at either. Unless you chose a field of your interest and pursue that with utmost conviction, you cannot become a successful entrepreneur. Every individual has got his/her share of strengths and weaknesses. You become an entrepreneur the day you start pursuing your interests!

General advice to aspiring entrepreneurs is to not be upset at your failures because the path to becoming a ‘successful’ entrepreneur is full of failures, which in turn gives you experiences and the knowledge that come in handy over the course of one’ life.

NishiWhat is your favourite aspect of being an entrepreneur?

Raghib: The favourite thing about being an entrepreneur is that I get to do things which I truly like doing. You decide what, when, and where! The failure will be yours, but so will the success be.

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p style=”text-align: justify;”>NishiApart from it, we all know that you are friends and co-founded RNF Technologies, have your friendship turned into a partnership in business or is it still the same as it was in your college life?

Faisal: Our friendship is the base of RNF and it has only grown with time. We were, and always will be, friends before business partners.