Aapka Times

Jitendra Kejriwal of sonear ply talks on “How to avoid banking fraud”

If you’re like most people, banking fraud isn’t something you usually think about on a daily basis – until it happens to you. Unfortunately, the world is full of people who would love to take advantage of you and your finances, so it’s essential to know how to avoid banking fraud/banking fraud cases and what to do if you become the victim of it. We talked to the philanthropist Jitendra Kejriwal, a well-known philanthropist and consultant of Sonear ply industries and prepared this guide that will help you to get the insight needed to stay safe when managing your money!

Don’t share your account information

When you are opening an account, don’t provide your PIN, account number or bank routing information over email or social media. It may seem easy enough to do when someone asks, but scammers will send official-looking emails and post on Twitter and Facebook that try to trick you into giving them confidential information. Remember: If it seems too good (or bad) to be true, it probably is. Don’t share your personal information online without knowing exactly who you are dealing with!

Be aware of what you’re signing up for

Before you sign up for any new product or service, review all of your options and be aware of what you’re getting yourself into. When filling out forms, do not supply information that’s personally identifiable like your Social Security number or bank account numbers (these should be provided when completing a transaction). Bank accounts can easily be traced back to individuals, putting them at risk for identity theft. Protect your personal data by staying cautious and knowing what you’re getting into.

Have a Password on Your Mobile Phone

Mobile phone banking has become incredibly popular in recent years. Many people like being able to manage their finances from their mobile phones, but it’s important that you protect your information at all times. You should never use an ATM if it is not equipped with a security camera, and you should always have your four-digit PIN code memorized when using your card or cell phone app at an ATM.

Know Your Limits

It’s critical that you know how much money is in your account at all times. You should have multiple checks on your bank balances to make sure there aren’t fraudulent transactions, and you should be wary of transactions that are significantly different from what they usually are. For example, if someone usually charges Rs100 a day for lunch but suddenly charges Rs 3000 one day, it might mean someone has stolen their card number.

Check Your Statements/Online Activity Often

It may seem like overkill, but scrutinizing your monthly bank statements and credit card charges is one of the most effective ways to spot fraudulent activity. Setting up automatic notifications for your accounts via your bank or credit card company can also help you flag anything out of place before it gets out of hand.

Aapka Times

Meet the Blind DU student who is a national level cricket player

Md Shahrukh, a first year student of English Honours in Sri Venkateswara College, Delhi university has an inspiring story where he has conquered many downfalls and setbacks. He lost his vision at the age of 6 while watching his brothers play cricket when a ball hit him in his left eye. On speaking to Aapka Times, he says that everyone thought his life was ruined after he went blind, his family and his neighbours. He continues that his mother, who he labels as a “warrior” found out about National Association for the Blind and enrolled him there.

Shahrukh is a national level Chess player, having played on the national stage twice and even getting the chance to go international but wasn’t able to take it due to some issues. He is also a national level cricket player for the Delhi team where he plays as an all rounder. His life has not been without hardships, as he talks about how he was rusticated when he was in class 9th and had to spend a year without school. He tells us that he felt very down during this period and turned to cricket and chess as a release and started pursuing it.

Shahrukh, who is also focused on the academic side of things tells us about how he had a very low attendance because his school was two and a half hours away and his family couldn’t pay for the travel everyday. He never told his teachers about this and just said he was sick or didn’t feel like coming. He also tells us that he couldn’t pursue law due to financial constraints.

On speaking about cricket, he says that even though it was the reason he went blind, he never stopped playing it and it is now one of the reasons he is where he is. He tells us that all his life people have told him that he wouldn’t be able to do something but he has been able to live independently and manage regardless of his setbacks. He has excelled in both cricket and chess and he has never let anything hold him back.

According to Shahrukh, the idea that you can’t do something is simply not true. He says that with enough effort we can achieve anything. When asked about his hobbies, he says that he likes to write shayaaris, use social media, and is trying to start a blog and a youtube channel.

He was kind enough to share one of his shayaaris with Aapka Times, which he says is how he lives his life. It says “Jab Manzil rah dikhane se inkaar kar de, Jab zindagi Ek nahin dhokhe kai baar kar de,Tab Tu kismat ko dosh Na Dena ai yaar, Bas khud ke kadam par Ek bar aitbaar kar le.” This roughly translates to when the way is not clear and life betrays you many times, do not blame faith, but put faith in yourself and your faiths. Words by this young man to inspire all of us and inspire us to fight the idea that we cant do it.

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